Privacy Policy

At HIPQuotes.com, we value your privacy and are committed to protecting the personal information you provide. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or submit a request for insurance information.

By using this website, you agree to the practices described in this Privacy Policy.

Information We Collect

When you request a quote or complete a form on our website, we may collect:

First Name
Last Name
Phone Number
Email Address
ZIP Code
State
IP Address
TrustedForm Certificate Information
Any additional information you voluntarily provide

We may also automatically collect technical information such as your browser type, device information, referring website, pages visited, and other analytical data.

How We Use Your Information

We use the information you provide to:

Connect you with licensed insurance agents
Provide insurance-related information and quote options
Respond to your inquiries
Improve our website and services
Detect fraud and protect against unauthorized activity
Comply with applicable legal requirements

Marketing Communications

By submitting your information through our website, you consent to receive communications from HIPQuotes.com, licensed insurance agents, and our marketing partners.

These communications may include:

Telephone calls
Text messages (SMS/MMS)
Emails
Automated telephone dialing systems
Artificial or prerecorded voice messages
AI-generated voice communications

Consent is not a condition of purchasing insurance.

You may opt out of marketing communications at any time by following the instructions included in the communication or by contacting us.

Information Sharing

We may share your information with:

Licensed insurance agents
Insurance agencies
Insurance carriers
Marketing partners
Service providers that assist in operating our website
Legal authorities when required by law

We do not sell your personal information for unrelated third-party marketing purposes.

Cookies and Tracking Technologies

Our website may use:

Cookies
Analytics tools
Pixels
Similar tracking technologies

These technologies help us improve website performance, understand visitor behavior, and measure advertising effectiveness.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information.

However, no method of transmission over the Internet is completely secure, and we cannot guarantee absolute security.

Third-Party Websites

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites.

Children's Privacy

This website is intended for individuals who are at least 18 years old.

We do not knowingly collect personal information from children.

Your Choices

You may:

Request access to your information
Request corrections
Request deletion where permitted by law
Opt out of marketing communications

To exercise these rights, contact us using the information below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes become effective immediately upon posting to this page.

Contact Us

If you have questions regarding this Privacy Policy, please contact us through the Contact page on HIPQuotes.com.

Terms & Conditions

Last Updated: July 1, 2026

Terms and Conditions

Welcome to HIPQuotes.com.

By accessing or using this website, you agree to these Terms and Conditions.

If you do not agree, please discontinue use of this website.

Website Purpose

HIPQuotes.com is an insurance lead generation website.

We are not an insurance company and do not issue insurance policies.

Our purpose is to connect consumers with licensed insurance agents and insurance providers that may offer Hospital Indemnity insurance and related products.

No Guarantee of Coverage

Submitting information through this website does not guarantee:

Insurance eligibility
Policy approval
Specific pricing
Coverage availability
Benefit amounts

Eligibility and coverage vary by insurance carrier and state.

User Responsibilities

You agree to:

Provide accurate information
Submit only your own information
Use the website lawfully
Not interfere with the operation of the website

Providing false or misleading information may result in denial of services.

Consent to Contact

By submitting your information, you expressly consent to be contacted by HIPQuotes.com, licensed insurance agents, and authorized marketing partners.

You agree to receive:

Telephone calls
SMS/MMS text messages
Emails
Artificial or prerecorded voice messages
AI-generated voice communications
Calls using automated telephone dialing technology

Message and data rates may apply.

Consent is not required to purchase insurance.

Intellectual Property

All website content, including text, graphics, logos, design, and layout, is owned by HIPQuotes.com unless otherwise stated.

Unauthorized copying or reproduction is prohibited.

Disclaimer

The information provided on this website is for informational purposes only.

Nothing on this website constitutes legal, financial, or insurance advice.

Insurance decisions should be made after consulting with a licensed insurance professional.

Limitation of Liability

HIPQuotes.com shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of this website.

Your use of the website is at your own risk.

Third-Party Services

Our website may contain links to third-party websites or services.

We are not responsible for their content, policies, or practices.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and interpreted in accordance with the applicable laws of the United States and the state in which the applicable services are provided, without regard to conflict of law principles.

Contact

For questions regarding these Terms and Conditions, please contact us through the Contact page on HIPQuotes.com.